John Heilner's Library

John Heilner Chief Investment Officer
February 20, 2024 - White Paper
Federal Reserve Monetary Policy Simplified
At WT Wealth Management, we take pride in educating our clients on current news and events. We have long maintained that an educated investor is a better, more patient, and successful investor. Our hope is that the subjects we tackle in our White Papers and Special Market Updates are timely in addressing the events affecting your investments.
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
February 07, 2024 - Special Market Update
WT Wealth Management February 2024 Special Market Update: Video Edition
Some of the founding tenets of WT Wealth Management are Transparency and Communication. We believe that a successful investor is an educated investor, which is why we have consistently delivered periodic and timely articles to our Clients throughout the years. To further that vision, we are excited to present our first video edition of our Special Market Update!
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
January 25, 2024 - White Paper
How Presidential Election Years Affect the Stock Market
With the Iowa Caucus and New Hampshire Primary completed, the Presidential Election again takes center stage as hotly debated issues such as domestic policies, new laws and foreign relations come front and center. The question on every investor's mind is how does the balance of power in Washington DC affect the market?
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
January 05, 2024 - Special Market Update
Looking Ahead: A Potential Path for 2024
Predicting the course of the US economy is notoriously difficult, and last year proved to be no exception. Many prominent economists forecasted the US would fall into a recession in 2023 based on what appeared to be solid historical evidence, which turned out to be simply wrong.
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
December 20, 2023 - White Paper
The Transformative Power of Artificial Intelligence
For those of you who have been following WT Wealth Management articles over the years, you are probably familiar with our belief that a key to successful long-term investing is owning culturally significant companies, which are household names with products or services that most of us use on a daily basis and ones we couldn't imagine living without. These companies are leaders in their respective industries and proactively shape the way we live our lives.
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
December 01, 2023 - Special Market Update
Where Wall Street Says S&P 500 Will Head Next Year
Many of the largest Wall Street institutions say the S&P 500 will end next year only about 3% higher than its current level. The chances of a possible U.S. economic slowdown or recession is among the biggest risks for the markets in 2024.
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
November 15, 2023 - White Paper
2023 Year-End Personal Finance Checklist
Welcome to the 2023 edition of the Year-End Personal Finance Checklist from WT Wealth Management (WTWM). Checking off a few of these points will leave you more organized and better financially prepared for the year ahead.
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
November 01, 2023 - Special Market Update
Co·nun·drum: A Confusing and Difficult Problem or Question
As a Wall Street observer for more than 30 years the last few months of economic data along with persistent calls of recession from Wall Street strategists present a conundrum. For every positive data point observed a contradictory data point is never far behind.
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
October 20, 2023 - White Paper
Earnings Season: Why It Matters
Over the next several weeks, if you read the Wall Street Journal or tune into CNBC, you will hear a lot of talk about earnings season. Earnings seasons refers to the periods of the year during which most quarterly corporate earnings are released to the public. Earnings season begins the month following quarter-end.
John Heilner Chief Investment Officer
John Heilner Chief Investment Officer
October 03, 2023 - Special Market Update
The Fed's Battle with Inflation Persists
On September 20th the Federal Reserve held interest rates steady while also indicating it expects one more hike before the end of the year along with fewer cuts next year than previously indicated. Currently, the Fed Funds Rate is in a targeted range between 5.25% and 5.50%, the highest in 22 years.
John Heilner Chief Investment Officer
WARRANTIES & DISCLAIMERS

There are no warranties implied.
Any opinions expressed on this website are the opinions of WT Wealth Management and its associates only. Material listed on this website is neither an offer to buy or sell securities nor should it be interpreted as personal financial advice. You should always seek out the advice of a qualified investment professional before deciding to invest. Investing in stocks, bonds, mutual funds and ETF’s carry certain specific risks and part or all of your account value can be lost.

At WT Wealth Management we strongly suggest having a personal financial plan in place before making any investment decisions including understanding your personal risk tolerance and having clearly outlined investment objectives.

View Disclosure
WT Wealth Management is an SEC registered investment adviser, with in excess of $100 million in assets under management (AUM) with offices in Flagstaff, Scottsdale, Sedona and Tucson, AZ along with Jackson Hole, WY and Las Vegas, NV. WT Wealth Management is a manager of Separately Managed Accounts (SMAs). With SMAs, performance can vary widely from investor to investor as each portfolio is individually constructed and managed. Asset allocation weightings are determined based on a wide array of economic and market conditions the day the funds are invested. In an SMA, each investor may own individual Exchange Traded Funds (ETFs), individual equities or mutual funds. As the manager we have the freedom and flexibility to tailor the portfolio to address an individual investor's personal risk tolerance and investment objectives – thus making the account “separate” and distinct from all others we manage. An investment with WT Wealth Management is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Any opinions expressed are the opinions of WT Wealth Management and its associates only. Information offered is neither an offer to buy or sell securities nor should it be interpreted as personal financial advice. Always seek out the advice of a qualified investment professional before deciding to invest. Investing in stocks, bonds, mutual funds and ETFs carries certain specific risks and part or all of an account's value can be lost. In addition to the normal risks associated with investing, narrowly focused investments, investments in smaller companies, sector and/or thematic ETFs and investments in single countries typically exhibit higher volatility. International, Emerging Market and Frontier Market ETFs, mutual funds and individual securities may involve risk of capital loss from unfavorable fluctuations in currency values, from differences in generally accepted accounting principles or from economic or political instability that other nations experience. Individual bonds, bond mutual funds and bond ETFs will typically decrease in value as interest rates rise. A portion of a municipal bond fund's income may be subject to federal or state income taxes or the alternative minimum tax. Capital gains (short and long-term), if any, are subject to capital gains tax. Diversification and asset allocation may not protect against market risk or investment losses. At WT Wealth Management, we strongly suggest having a personal financial plan in place before making any investment decisions including understanding personal risk tolerance, having clearly outlined investment objectives and a clearly defined investment time horizon. WT Wealth Management may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Individualized responses to persons that involve either the effecting of transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption. WT Wealth Management's website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of WT Wealth Management's website should not be construed by any consumer and/or prospective client as WT Wealth Management's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet. Any subsequent, direct communication by WT Wealth Management with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. A copy of WT Wealth Management's current written disclosure statement discussing WT Wealth Management's registrations, business operations, services, and fees is available at the SEC's investment adviser public information website (www. adviserinfo.sec.gov) or from WT Wealth Management directly. WT Wealth Management does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to WT Wealth Management's web site or incorporated therein, and takes no responsibility therefor. All such information is provided solely for convenience purposes and all users thereof should be guided accordingly.

Contact John Today

Reach John directly at 480-589-7522
or by using the contact form below.

Your message has been sent. Thank you!
Cancel